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News & Commentary

Get fresh perspectives on the latest investment and financial news and trends from the Luft Financial team, as well as from leading experts in Canada and around the world.

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Return of Premium Riders – Getting your Money Back from an Insurance Policy

If you’re like most people, you probably don’t like paying for insurance. After all, you only get to use Critical Illness insurance when you get sick, and Disability insurance after you’ve been hurt. Neither of those scenarios is desirable. While Critical Illness and Disability insurance can certainly protect you against these potential risks, both these […]

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December 2021 Portfolio Management Team Update

Market & Economic Environment Last month saw the major North American indices give back some of their October gains as Omicron cases began to spike across the globe, while inflation data pointed to the certainty of interest rate hikes from the U.S. Federal Reserve in 2022. The TSX Composite declined 1.8% in November, as some […]

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Consider adding an accidental fracture rider to your critical illness insurance policy

Medical/Dental Insurance in Retirement – Leaving a Group Insurance Plan

As you near retirement, you will have lots of choices to consider and decisions to make. Most people tend to focus on income sources and needs the most, as they should because it will perhaps be the most important factor to consider. However, one of considerations that seldom gets talked about is medical and/or dental […]

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November 2021 Portfolio Management Team Update

Market & Economic Environment North American indices rebounded strongly in October, with the TSX posting a record streak of 14 consecutive up days as it rose to a new all-time high and the S&P notching its best October gain in six years. Despite losing some ground in the last week of October, the TSX Composite rose 4.8% for the month as it bounced back from September’s 2.5% drop, its biggest decline in a year. Gains were led by the […]

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Insurance – Get Before You Need It

If you haven’t been thinking about your insurance needs, you’re not alone. Most people don’t think about insurance until they actually need it. However, as soon as you do need insurance, you may no longer be eligible to get approved for it. Remember, when you are applying, you are asking the insurance company to look […]

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