Skip to content

Reviewing your Disability Insurance and Protecting Against the Catastrophic

When most people think about disability claims they think about broken bones and other physical injuries that usually heal with time, when some of the most common disability claims come from cancer, cardiac and mental health issues that do not go away.  Due to cost constraints many insurance plans will put emphasis on the first […]

Read more

Planned Giving

When you are reviewing your will and estate plan you should always review your life insurance options. Whether you are planning on transferring assets to loved ones, charities or a combination of the two, life insurance can provide benefits now and in the future. Life insurance proceeds are given directly to beneficiaries within 30 days […]

Read more
Permanent Life Insurance… an effective estate transferring strategy

Insurance Discussions in a year of Covid

2020 has been an interesting year to say the least. Sometimes it takes a pandemic to force us to prioritize what is most important. This life event has brought to the forefront the reality of our mortality: hopefully a reality we will not face for many years. While death is certainly not a popular dinner […]

Read more

Insurance – Still Open for Business

Hopefully you’re reading this from the comfort and safety of your own home. These are uncertain times to say the least. We’ve all had to make changes to the way that we conduct business while we move through the coronavirus crisis, and the insurance industry is no different. I wanted to let everybody know that […]

Read more
Critical Illness Insurance… it’s not just for adults anymore

Determining Your Life Insurance Needs

Every situation is different and there is no blanket one size fits all formula to determine insurance needs but a good place for most individuals to start is by looking at: Net family income replacement needs: If you earn $100,000 gross annual income or $75,000 net income and you have 10 years until retirement, you […]

Read more

Critical Illness Insurance… For the Kids

Insurance for children may seem odd at first glance, but if you look closer, you may find a few great reasons to consider it. First, approval for a Critical Illness insurance policy is, in part, underwritten based on family medical history. If you get sick, your children may not be able to get approved for […]

Read more