Derek Xu

Derek brings over seven years of experience in the Canadian financial services industry, with a background spanning personal banking, financial planning, and wealth management. Prior to joining Luft Financial, he spent more than six years with RBC, where he worked in a variety of client-facing roles, including as a Financial Advisor, helping individuals and families navigate their financial and investment needs.

Derek joined Luft Financial in 2026 as an Associate Investment Advisor. As a CERTIFIED FINANCIAL PLANNER® professional, he believes that effective wealth management begins with understanding each client’s unique circumstances, priorities, and long-term goals. He enjoys building lasting client relationships and helping make complex financial decisions easier to understand and navigate.

Fluent in both English and Mandarin, Derek is also passionate about helping clients from diverse backgrounds feel informed and confident about their financial future.

Outside of work, Derek enjoys spending time with his family, travelling, playing tennis, and cooking and baking.