News & Commentary

When you are reviewing your will and estate plan you should always review your life insurance options. Whether you are planning on transferring assets to loved ones, charities or a combination of the two, life insurance can provide benefits now and in the future. Life insurance proceeds are given directly to beneficiaries within 30 days […]

Market & Economic Environment:  North American indices started the third quarter on a solid note, following a historic rally in Q2 that pared most of their steep Q1 losses. The TSX Composite gained 4.2% last month, its best monthly performance since April, as all 11 industry groups advanced. Surging gold mining and forestry stocks made […]

Please click on the link below to read Luft Financial Model Portfolios: Semi Annual Review (first half of 2020). Model_Portfolio_2020 First-Half Review & Second-Half Outlook_Final

Market & Economic Environment:  North American indices added to gains in June to cap their best quarterly performance in decades. The TSX Composite advanced 2.1% last month to bring its second-quarter gain to 16%, its strongest quarterly performance since 2009. Gains on the TSX were led by the Information Technology group, which rose 13.5% in […]

2020 has been an interesting year to say the least. Sometimes it takes a pandemic to force us to prioritize what is most important. This life event has brought to the forefront the reality of our mortality: hopefully a reality we will not face for many years. While death is certainly not a popular dinner […]

Back in 1930, Canadian economist Harold Innis used the Biblical phrase “hewers of wood and drawers of water” to describe the Canadian economy’s traditional economic dependence on resource production. That skewed impression of the Canadian economy lingers to this day, despite the services sector employing more than 80% of working Canadians, while less than 20% […]