News & commentary

As interest rates have continued to fall over the past few years, Canadians have continued to help themselves to more and more borrowed money. Household debt levels continue to climb, and yet many Canadians continue to leave some of this debt uninsured. This can potentially leave their family(ies) and financial plans at risk. Nobody wants […]

With the TSX Composite, S&P 500 and Dow Jones Industrial Average reaching new record highs in March, global equities added to their February gains to finish the first quarter on a strong note and record their fourth straight quarterly advance. The TSX Composite rose 3.6% in March for a Q1 gain of 7.3%. For the […]

All financial plans are a great way to plan for your future, but unless you are including a risk management component to your plan, you are leaving yourself exposed to potential risks that may render your plan useless. Let’s be honest, how often does life go as planned? Whether you are still working and saving […]

Market & Economic Environment The global equity rally resumed last month after a brief hiatus in January, with North American indices trading at new highs before surging bond yields in the last week of February triggered a pullback. The TSX advanced 4.2% in February, driven by robust gains in multiple sectors – information technology (+9.9%), […]

As we say goodbye to RRSP Season, we can stop thinking about the lump sum contributions that need to be made. We should, however, take this time to revisit our beneficiary designations. As you know, your RRSP, your TFSA and Life Insurance policy(ies) all have named beneficiaries. Some of these beneficiaries may have been named […]

Market & Economic Environment The record-setting rally in global equities came to a temporary halt in the last week of January, as stocks posted their worst weekly performance in three months. Investors were unnerved by surging prices for the most heavily shorted stocks like GameStop, on concern that hedge funds would have to reduce their […]